Business Commercial Insurance

M.J. Schuetz tailors each insurance package to fit your business’s needs. By offering detailed analysis, a communicative relationship, and access to our industry’s top insurance companies, we can help you to come up with a program that fits your business’s specific requirements.  Some of the services and coverages we offer include:






A business’s fleet of commercial autos can be its most important tool. M.J. Schuetz can offer complete coverage for your business autos.


Drive Other Car

Garage Keepers

Hired & Non-Owned

Towing & Rental Car



Theft, including employee dishonesty, can be a huge risk to businesses. M.J. Schuetz can help you to identify potential risks and protect yourself with the right coverages, including:


Computer Fraud

Employee Dishonesty

Forgery & Alteration

Money & Securities

Theft, Disappearance, & Destruction



M.J. Schuetz analyzes the building, contents, and risk potential for any property coverage we write. We can offer coverage for new construction, rented property, and redevelopment.


  • Coverages include:
  • Business Income Interruption / Extra Expense
  • Equipment
  • Flood
  • Property of Others
  • Terrorism


Workers Compensation


Protection for your employees is vital to the success of your business. We can work with you to help minimize losses and keep your workers safe.


  • Coverages and services include:
  • Other States
  • Stop Gap
  • Deductibles
  • Experience Rate Modification (EMR) Monitoring



A complete liability package is essential for any business. M.J. Schuetz can help you to assess any potential risks and ensure that you have an adequate risk transfer program in place. We offer several liability coverages:


  • Care, Custody, & Control
  • Cyber / Computer Network Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Liquor Liability
  • National & International Risks
  • Pollution Liability
  • Professional Liability
    • Errors & Omissions
  • Products/Completed Operations
  • Property Damage to Others

Inland Marine


Inland marine insurance is a particularly important coverage for any business that transports property, job materials, or tools & equipment. At M.J. Schuetz, we can write blanket or job-specific builder’s risk policies to cover any gaps in your property policy:


  • Builder’s Risk/Installation Floater
  • Contractor’s Equipment
  • Employee Tools




M.J. Schuetz can make sure that you have the right amount of excess protection in the event of a large loss. We offer contract review to make sure you have the correct limits and coverage.



Meet our Team:



Personal Insurance

Bonding / Surety

Business Commercial Insurance

Life Insurance

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